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Lightly grease a baking pan and preheat oven to 400°.
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In a large bowl, combine the dry ingredients.
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Cut the butter into small pieces and incorporate into the flour mixture with a pastry cutter, or a fork, until evenly incorporated.
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In a separate bowl, beat the egg and buttermilk together and stir lightly into the flour mixture.
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Mix in the chips.
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Knead dough together, just until mixed.
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This is a fairly wet dough-do not add too much flour or handle too much or the scones will get tough.
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On a lightly floured surface, pat or roll the dough out to about 1-inch thick.
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Cut with a round 2-inch floured cookie cutter.
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Place on a baking sheet and bake about 15 minutes, or until scones are a light golden brown.
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Serve with jam and whipped cream.