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Preheat oven to 350°F; adjust rack to middle of oven.
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Grease 7-inch cake tin or small loaf pan and line the bottom with parchment paper. Grease the parchment paper.
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Put fruit, sugar, butter and water in a saucepan and bring to a boil, turn down heat and simmer for 10 minutes, then let mixture cool to warm.
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Put the flour, spices,and pepper in a bowl and stir to blend. Gently stir in the fruit mixture, milk and the egg. Mix thoroughly without beating.
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Turn the mixture into the prepared pan and bake for about 50 minutes or until firm to the touch,golden brown or a toothpick test indicates done.
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Turn out and let cool on a wire rack.
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May be topped with a mixture of cream and powdered sugar or simply dusted with powdered sugar.