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Spray a 9 inch square baking dish with cooking spray.
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Beat together the applesauce, sugars, egg, and buttermilk.
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Combine flour and baking powder.
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Add the flour mixture to the applesauce mixture, and mix until well blended.
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Divide the batter in half.
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Add peanut butter and peanut butter chips to one portion of the batter.
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Add cocoa and mini chocolate chips to the other portion of the batter.
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Spoon chocolate batter into 8 mounds in a checkerboard pattern into the pan.
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Spoon 7 mounds of the peanut butter batter into the pan placing it between the chocolate mounds.
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Using the tip of a knife, swirl batters.
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Bake 25 minutes at 350 degrees or till edges begin to pull away from the pan and a toothpick inserted in the middle comes out clean.
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Cut into 16 squares.