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In large bowl, combine oats, sugar, wheat germ.
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Cut in butter until mixture is crumbly.
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Stir in corn syrup.
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Spread in an ungreased 8 inch microwavable baking dish.
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Microwave HIGH uncovered 2 minutes.
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Stir well and press down firmly with dampened fork.
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Microwave HIGH 1 1/2 - 2 minutes longer, or until bubbly.
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TOPPING:.
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In 2 cup measure, combine chocolate chips with peanut butter.
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Microwave medium high 1 1/2 minutes or til melted, stirring half way through.
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Stir well.
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Pour evenly over warm base.
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Let cool, before cutting into small squares.