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To make the loaf, preheat the oven to 375 degrees F and grease a 9" x 5" loaf pan.
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Line with parchment paper and place on a baking sheet.
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Melt the chocolate in the microwave on medium heat, stirring intermittently (or over a pot of simmering water, stirring constantly.).
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Stir in the coffee granules and set aside to cool.
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Cream the butter and sugar with an electric mixer until fluffy.
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Add the eggs, one at a time, beating well after each addition and stir in the vanilla.
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Stir in the cooled chocolate and blend well.
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In a separate bowl, sift the flour with the baking soda, five-spice powder and salt.
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Add the flour alternately with the boiling water, mixing gently after each addition and starting and ending with the flour. The batter will be very wet.
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Scrape the batter into the prepared pan and bake for 50 minutes or until a toothpick inserted comes out clean.
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Let cool completely before removing from the pan.
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To make the mocha chocolate cream, heat the cream to just below a simmer.
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Pour the hot cream over the chopped chocolate and instant coffee and whisk until the chocolate is melted and evenly blended.
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Chill completely.
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Whip the chocolate cream with an electric mixer until the cream holds a peak when the beaters are lifted.
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Serve a dollop of cream on the side of a slice of the loaf cake.