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Place scallops in shallow dish.
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Combine olive oil, 1/2 teaspoons cumin, ground red pepper; drizzle over scallops, and toss gently.
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Cover and marinate in the refrigerator 30 minutes, stirring occasionally.
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Coat a large non-stick skillet with cooking spray; place over medium-high heat until hot and add onion and garlic and sauté until tender.
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Add bell pepper and sauté until tender.
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Stir in black beans and 1/2 teaspoons cumin; sauté 3 minutes or until thoroughly heated.
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Remove from heat; stir in vinegar and keep warm.
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Remove scallops from marinade; discarding marinade, thread scallops onto 4 (8 inch) skewers.
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Coat grill rack with cooking spray; place over medium coals (300-350°F).
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Place skewers on rack; grill, uncovered, 3 minutes on each side or until scallops are opaque.
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Spoon black bean mixture evenly onto individual serving plates.
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Arrange grilled scallops evenly over black bean mixture.
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Serve immediately.